I love downloading personal finance books on my Kindle Fire to read. One of the books I recently downloaded was How to Budget: Make Your Money Work Harder For You! by Jackson James.
James begins by explaining what a budget is and its importance. In short, a budget is listing all sources of income, all fixed and irregular expenses. The importance of having a budget according to the author (and I am sure we all agree) is having a personal budget is a requirement for gaining financial independence. James does dive in deeper on the subject including explaining zero based and incremental budgeting. The book also covers many other subjects in relation to personal finances. Other subjects include types of savings, credit, bonds, stocks, mutual funds, and property.
The book is an easy read and it is explained in terms anyone can understand. There is just enough information on each subject in the book to help the reader understand the basics without the feeling like the information is over their head. I recommend this book to anyone who would like to learn a little about a lot of different areas when it comes to personal finance.