I am sure you have read it is a good idea to call around once or twice a year to lower your bills. A phone call can save you money on your cable, home phone, cell phone, and or car insurance costs. It is important to ask for a supervisor if at first you don’t succeed. I did this with my home phone. I didn’t want to keep it at all, but my husband did. I told him we had to get it under $20 a month for me to justify the cost. It took a forty minute phone call and two supervisors, but I got it lowered to $10 for 12 months. I was also able to lower my car insurance by $5 a month (it was already low so I was happy with that).
Between the phone and car insurance, I am saving $33 a month. I decided to put that directly into my savings account. In the past, I tried to get my parents to lower their bills by making some phone calls. I told them even if they saved $10 a month, that is $120 they could add to their house payment to pay it off sooner or to put in an emergency fund. They didn’t listen and I found out recently they had to borrow from a family member to buy a new toilet. That $120 (or more) would have paid for a toilet. This is just one example of finding a way to save, even if it is just a little bit, can keep you from using a credit card or borrowing from someone.
I challenge you to spend a couple hours this week to try and lower your bills. Assuming you are successful, be sure and save it or pay down your debt. Good Luck!
Did you miss the last Savings Saturday?